Risk42 offers a sophisticated risk management platform for E-Commerce, Financial Services and Banks. Use cases include risk assessment of payment transactions and risk based evaluation of account openings and credit applications. The Risk42 software platform analyses consumer creditworthiness while reducing the necessary set of external data. Furthermore it prevents fraudulent transactions based on misuse of payment information, identity theft or account takeovers. The platform is specifically tailored to comply with data privacy regulations and can be used as a SaaS solution or as an on-premise implementation.